John Morley
Chief Executive OfficerThree decades across Swiss Re, Aon, WTW, KPMG, Accenture, and EY. Built and led insurance strategy teams across Asia-Pacific, and ran the MiCAR readiness programme at a major Big-4 before founding Cryp-Sure.
Insurance · built for crypto · running today
We insure crypto exchanges
and their clients.
Embedded blanket cover for every exchange user, extended cover for high-value trades, and MiCAR-grade company insurance for the platforms themselves. Operational and native agentic AI underwriting engine, policy administration and claims.
- 15 Specialist agents
- < 1h Quote to bind
- 5 Product lines
- 4 Live portals
€20m D&O limit
MiCAR-grade company cover
Embedded cover at scale
Insurance industry professionals
Built by people from
- Swiss Re
- Aon
- WTW
- KPMG
- Accenture
- EY
See it working
The product is already built.
Six surfaces sit on top of one core system — the PAS, where every policy, claim, and reserve actually lives. None are mockups: data is simulated, the architecture is production-ready.
User-facing
The beneficiary experience
Every exchange user gets a portal — dashboard, policy view, coverage explainer, file-a-claim in four steps. Filing propagates to the staff queue in real time. What Cryp-Sure-EI and -EX customers see.
Open portal CASP / companyThe commercial application
A new exchange applies for MiCAR or D&O cover. Four stages, eleven specialist agents — pre-onboarding, CDD, risk assessment, policy & bind. First form to bound policy in under an hour.
Open portal Mobile · interactiveThe user journey
Six moments on a phone: onboarded, trading, upsold to EX, an incident at 3am, claim filed, settled on-chain. Best opened on a phone — the path is tap-through.
Open portal InternalThe staff workbench
Claims adjudication, AI governance, super-HNW underwriting, and exchange-partner management — where the team runs the business day to day.
Open portal Exchange partnerThe exchange console
Integration health, daily bordereaux, event feed, and settlement tracking — what a CASP partner sees after signing with us.
Open portal AI · conversationalThe AI agent
A user says “my wallet was drained last night.” The agent pulls the policy, checks on-chain activity, and walks them through filing — in the same chat. 24/7 support, no overnight team.
Open portal Underneath all six · the core system
Open the core system The PAS — policy administration core.
Where every policy, claim, and reserve lives — underwriting, premium and billing, claims, reinsurance and capital, and regulatory reporting on one reconciled ledger. The single source of truth the six surfaces read from and write to.
Five products · one engine
Cover for the whole stack.
We cover the individual trader, the high-value wallet, the HNW institution, the crypto company itself, and its leadership — priced dynamically from the same engine.
Cryp-Sure-EI
Embedded blanket
Exchange-paid cover that applies to every user by default, billed as a bordereau. The user sees a feature; the exchange sees a daily invoice.
Retail users View cover Cryp-Sure-EXExtended opt-in
A one-tap upgrade at the point of trade — up to 5× standard cover for a small per-transaction premium. Lives in the exchange’s checkout.
Retail users View cover Cryp-Sure-SuperHNW bespoke
Individually underwritten cover for institutional and high-net-worth clients. Higher limits, tailored policy language, referred by the exchange.
HNW / institutional View cover MiCAR / PrudentialCompany capital cover
The capital-adequacy insurance required under MiCAR and equivalent regimes, written for the exchange itself to satisfy the regulator.
Exchanges View cover D&ODirectors & officers
Protects leadership teams against personal liability from running a crypto business — designed for the specific risks this industry creates.
Executives View coverUnder the hood
How it actually works.
Two engines power the business. One underwrites new exchanges and D&O risk through a chain of specialist agents. The other embeds into partner exchanges as middleware.
1Agentic underwriting
Eleven agents. One hour to bind.
A new applicant moves through four stages. Specialist agents check sanctions, fit-and-proper, cybersecurity posture, financials, and peer benchmarks — in parallel where possible, sequentially where risk-dependent. A human underwriter signs off band-3 and above. Most applications bind under an hour; the slow step is the applicant, not us.
- 1Pre-onboarding~2 min
- 2CDD / KYChours–days
- 3Risk assessment1–3 days
- 4Bind< 1h
2Embedded engine
The middleware inside every exchange.
For Cryp-Sure-EI and -EX we integrate directly with each partner exchange’s stack — ingesting daily bordereaux, detecting loss events in near-real-time, and settling qualifying claims automatically. Competitors pay out in weeks; the engine is designed to pay in seconds for clean cases.
InputDaily bordereau · event feed · loss logs
CorePremium calc · event detection · fraud screen
OutputSmart-contract trigger · wallet credit
The people
Built by people who have underwritten crypto before.
A founding team that combines 30-year careers at Swiss Re, Aon, WTW, KPMG, Accenture, and EY with deep crypto-native operators. We’ve written these policies before — not for crypto, but at the same scale.
Marie-Francine Richard
Chief Operating OfficerTwenty-plus years bridging CRM technology and business operations — in-house CRM leadership, global consultancy, and time at Salesforce. Has led digital-transformation programmes across the US, Canada, Switzerland, and Singapore.
John Souter
Chief Financial Officer25+ years in financial leadership across insurance and financial services, specialising in capital structuring for regulated entities and the actuarial side of novel-risk pricing.
Regulatory & capital
Structured across four jurisdictions.
1B-i Holdings Limited (Cayman) capitalises a Labuan risk carrier, managed from Singapore, fronted into the EU by a licensed insurer — with a planned transition to a standalone Luxembourg entity. Every layer is real; diligence packs available under NDA.
HoldingIncorporated
1B-i Holdings Limited · Cayman Islands
Group holding company. Receives investor capital and allocates to the operating entities.
Risk carrierIn licensing
Labuan
The insurance carrier that holds the risk, capitalised to regulatory minima, with a clear path to Solvency II-equivalent cover.
OperationsOperational
Singapore
Management company — where the team operates, the engine runs, and exchange partners integrate.
EU pathQ4 2026
Luxembourg
An EU fronting relationship now; a standalone Luxembourg entity planned for Q4 2026 to serve MiCAR-regulated clients directly.
Get in touch
Let’s talk.
For investors, CASP prospects, partners, and press — tell us who you are and what you’re looking for. We reply within one business day.